If you’ve been thinking about buying a new or pre-owned vehicle, or refinancing a loan from another lender, now’s the time with our super low auto loan rates!
We make it easy and fast to apply with all our loan programs. And we can set up your financing in advance, so you can shop for your car in confidence.
New & Used Vehicle Loan
Choose from a variety of loan terms up to 7 years and enjoy monthly payments that fit your budget. Finance up to 100% of MSRP for new vehicles or blue book for used vehicles. We will finance used vehicles up to 10 years (current model year up to 10 model year in age).
New College Auto Loan Program
Our NEW College Auto loan program can get you behind the wheel!
*(1) Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. You will be notified of the base rate for which you qualify when your loan request is approved. All rates include a 2% discount for automatic payments; if opting out of automatic payments add 2% to base rate. 90 days payment deferral is optional for qualified borrowers, not all borrowers will qualify. Loan amount must be for a new SCCFCU Auto Loan to qualify for 90-day No Payment Option. Finance charges begin to accrue from date of funding, and will be repaid over the term of the loan. Payment example: Pay $29.13 per month per $1,000 borrowed at 3.12% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 to speak with a Loan Advisor.