Rewards Checking

RewardsChecking_stillfree_Debit_210x210County Federal continues to look for ways to serve you better, and save you money. Big banks continue to look for ways to make more profits and charge more fees.

Instead of offering multiple checking account options with various requirements to waive monthly service fees, we offer one simple solution: Rewards Checking. Rewards Checking is a straightforward checking account that is truly free. No monthly service fee and no direct deposit requirement; plus the added convenience of a free Visa Check Card without any usage fees†.

Rewards Checking gives you unlimited use of the CO-OP ATM Network (including participating 7-Eleven® and Costco® Stores) and Point Of Sale, you’ll get four free monthly transactions at other financial institutions’ ATMs† with a daily withdrawal limit up to $1,000* per day! Can a big bank do that for you?

If you’re fed up with all the fees of your big bank, then switch your checking account to County Federal Rewards Checking. Stop by your local branch to open your account.

†Other Financial Institutions’ fees may apply.
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*Starts Free: Four free monthly transactions at other financial institutions ATMs (Other financial institutions fees may apply) and unlimited use of CO-OP Network ATMs (including 7-11 stores) and POS, $500.00 withdrawal limit per day. Gets Better: Free, unlimited monthly ATM transactions at other financial institutions ATMs (Other financial institutions fees may apply), unlimited use of CO-OP Network ATMs (including 7-11 stores) and POS, $1000.00 withdrawal limit per day. ****Must pay at least one bill every 90 days. *****Applies to standard County Federal checks. ******To receive premium rate for the current quarter, your account must be in the Gets Better Option on the last day of the previous quarter.

Product Combination 1-Maintain all of the following: A Rewards Checking Account; A consumer loan with an active balance greater than zero on the last day of the month or a VISA Credit Card with activity within the last 12 months; An average daily balance of $1,500 or more in aggregate Share Accounts for the month OR Product Combination 2: Maintain an average daily balance of $50,000 or more in aggregate Share and/or Loan Accounts, excluding first mortgages. (Average Share Account balances are calculated for the month; Consumer loan balances are as of the last day of the month).

Note: Based on the program requirements, members will be placed into their Relationship Rewards option on the 1st of every month. Fees are applied based on your current option. For a copy of the current Fee Schedule, please click here.

For a copy of the Truth & Savings Disclosure, please click here