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Traditional IRA

Whether you have a 401k or other tax-advantaged savings plan at work, an IRA may still help supplement your retirement savings plan. Your future starts now, so start investing now by opening an IRA with County Federal. County Federal offers both Roth and Traditional IRAs for tax-deferred growth.

You can open an IRA Share Certificate with as little as $500 for a term of 6 months, or up to 48 months. If you want to open an IRA with a lower amount, you can open an IRA Accumulation Account with just $25. The IRA Accumulation Account also has the benefit of no term limits.

Check out Retirement Central, our online retirement resource center. Here, you’ll find helpful retirement calculators to help you in your planning. You’ll also find many practical ideas you can use to achieve financial security and retire comfortably.


Coverdell Education Savings
(Formerly know as Educational IRAs)

The Coverdell Education Savings Account may be the best way for you to build college education savings for your children or grandchildren under age 18. You can contribute up to $2,000 per tax year per child until the child turns 18 (some exceptions apply). Contributions are not tax-deductible, but earnings accumulate tax-free. Funds used for higher education expenses are tax-free when withdrawn, as long as the recipient is under age 30.

So whether you’re looking at a Traditional IRA, a Roth IRA, or our popular Coverdell Education Savings Plan, you can always count on a great rate.


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