What type of Identity Theft Protection
What Type of Identity Theft Protection Do I Need?
In 2016, there were more than three million fraud and identity theft complaints across the United States alone. And unfortunately, these numbers will likely continue to rise as cybercrime becomes increasingly prevalent. Aside from taking common-sense steps to protect your identity, such as changing your banking passwords regularly and keeping an eye on your credit report, it’s also a good idea to have some form of identity theft protection in place. But with so many different options and levels of identity theft protection, how can you know what’s right for you?
Identity Theft Protection From SCCFCU
At Santa Clara County Federal Credit Union, we take great pride in offering a wide range of identity theft protection services to our members. So, as part of our Rewards Checking program, we provide Identity Protection Services through CyberScout at no additional cost! If you suspect fraud, CyberScout will connect you with an experienced fraud specialist to assist you throughout the resolution process until your problem is fully resolved.
In addition to CyberScout, we strongly recommend FraudScout identity monitoring services as an added preventative ID theft management service. With this service, you’ll enjoy ongoing monitoring for new accounts or other financial actions that may have been taken without your permission. You’ll also have access to powerful, Web-based services that will alert you of any changes to your credit or your financial information so that quick action can be taken if needed. And if you are a victim of identity theft, FraudScout has an experienced team of experts available to assist you 24 hours a day, seven days a week to help minimize damage as much as possible.
We offer discounted rates for all of FraudScout’s service plans that are exclusive to our credit union members. Pricing ranges from $60 per year to $99 per year depending on whether you select the Silver, Gold, or Platinum monitoring plan. If you’re not sure which plan is best suited for your needs, we encourage you to speak with one of our experienced and knowledgeable team members; we’d be happy to make a recommendation!
To minimize unauthorized use of SCCFCU debit/credit cards, members are also encouraged to call our Member Services team to report all lost or stolen cards during our regular business hours.
If you have additional questions about choosing the right level of identity theft protection for your needs or if you’d like to enroll in FraudScout’s identity monitoring services at our discounted member rates, contact our team today!