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Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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System Maintenance: On Thursday, February 15th, we’ll be performing a scheduled maintenance starting at 10 p.m. PST and ending at 2 a.m. PST on Friday, February 16th. During this time, Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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All County Federal offices and branches will be closed on April 1st, in observance of Cesar Chavez Day.
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Is a Share Certificate the right option?

Is a Share Certificate the right option

Published: October 5, 2018

Are you looking to maximize your savings with a wise investment? If you answered yes, then you may want to consider a Share Certificate through Santa Clara County Federal Credit Union. This term-savings account typically provides a higher yield as compared to a "traditional" savings account. Understanding how a Share Certificate works can help determine if this is a right option you.

How a Share Certificate works

There are many benefits to refinancing when the time is right. Perhaps the greatest advantage is that of saving money over the

A Share Certificate is a term account; you deposit a set amount for a specific time frame and receive a higher rate of return that is usually greater than a traditional savings account.  Terms can range from a few months to a few years. If the funds are withdrawn before the maturity date of the term, you may be charged a penalty. Check with your financial institution regarding penalties and fees.

Why open a Share Certificate?

A Share Certificate is a smart choice if you're looking to invest your money for a certain period of time.  At County Federal, you can open a Share Certificate with a low minimum deposit and a term that is comfortable for you. Contact us today for more information and to open an account that is right for you.

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury
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