Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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Notice: Due to an outage, our phone system, ATM's, Branches, Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Thursday, February 15th, we’ll be performing a scheduled maintenance starting at 10 p.m. PST and ending at 2 a.m. PST on Friday, February 16th. During this time, Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
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All County Federal offices and branches will be closed on May 27th, in observance of Memorial Day.
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Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

County Employees

Welcome County Employees

Join Us and Experience the County Federal Difference

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We're Local

Serving Our Community Since 1950
Winner Member XP Award

Winner Member XP Award

Only the highest- performing credit unions using the MemberXP platform are given this honor.
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Loans Granted

In 2022, County Federal provided $201.8 million in loans to members.

Products & Services Designed with You in Mind

We were started in 1950 by a group of Santa Clara County employees and have since expanded our field of membership to support staff from San Benito County, Valley Transit Authority (VTA), Valley Water District, and many more organizations.

We're not like a typical bank, and we're proud of that. Whether you've been a member for 45 years or a new member, visiting us online, or walking through the branch doors - we strive to provide personalized service to everyone.

Whether you're looking to buy your first home, a new car, opening up a new checking account, or planning for retirement, we're here to help you try to achieve your financial goals and enhance your quality of life.

And, as a credit union, our interest rates are typically better than banks for mortgages, auto loans, and home equity lines of credit.

Questions? Call us at 408-282-0700 or 800-282-6212 we'd be happy to help.

Home Sweet Home

With over 50 years of combined experience, our Mortgage Loan Team will work side by side with you through every step of process - whether you're buying, building, remodeling, or refinancing a home.

With a variety of rates and terms, we're focused on helping you find a loan that best fits your needs.

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personal loan

Reduce Stress, Organize Bills

With loans up to $30,000, a County Federal personal loan can help you do more, from consolidating debt into one monthly payment to paying for unexpected expenses. Say goodbye to high-interest debt with low fixed rates.

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Get Rewards

Earn cash back or rewards points every time you spend.

County Federal Visa Credit Cards offer flexibility in how you spend. Get one that builds your credit and gives you perks at the same time.

*Eligibility and Terms Apply.

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credit card
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Membership is available to employees of:

  • Santa Clara County

  • San Benito County

  • Valley Transit Authority

  • Valley Water District

  • And many more!

County Federal Member Benefits

Online Mobile Banking

Online & Mobile Banking

Access your account from almost anywhere at any time. Pay bills, and transfer funds or Use our mobile app to deposit checks with just a click or tap.


Access to over 30,000 ATMs

Access to over 30,000 ATM's in the CO-OP network (including participating credit unions).

financial education

Financial Educational Resources

Build your financial knowledge with free webinars, online educational tools and more!

Call us at 408-282-0700 or 800-282-6212, or visit a branch. We'd be happy to help.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury