Savings
At County Federal, you will work with a team that’s dedicated to you and your goals. Whether you’re saving for a home, a holiday shopping spree, or you’re looking for a way to get your children into the habit of saving money, we’ve got an account just for you.
Every member must hold a Regular Share Savings account, it represents your ownership share in County Federal. An initial deposit of just $25 starts you earning dividend rates that are compounded and credited quarterly.
And you can invest with confidence, knowing that your accounts are insured through the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
Or contact us to learn more about how you can open an account today!
Limited-Time Offer
Keep your money growing strong through the coming months with a County Federal Certificate. Don’t miss this limited-time offer to lock in a 4.50% APY rate* on a 5-month Certificate.
A 5-Month Certificate can be funded using a combination of funds from County Federal accounts (up to 50%) and external accounts (an account at another institution). The certificate automatically renews at the current rate when it matures.
Explore Certificate Options
Looking to maximize your future? County Federal offers highly competitive dividend rates on our Certificates for terms of 3 to 48 months. A low $500 minimum deposit lets you maximize your yield with the complete security of NCUA insurance.
You’ll also enjoy:
- A dividend rate that’s guaranteed throughout the term
- Maximum return with dividends paid quarterly
- Quarterly statements detailing dividend earnings
At the end of the certificate term, you will receive a maturity notice with a 6-day grace period. Take this opportunity to select another term, add funds to your account, or allow your certificate to renew automatically.
Or contact us to learn more about how you can open an account today!
These Certificates are federally insured by the NCUA.
*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal.
*Annual Percentage Yield (APY) is accurate as of 10/01/2024. APY assumes interest remains on deposit until maturity, any withdrawal will reduce earnings. The 5-Month Certificate (Share Only) requires a $500 minimum deposit. Certificates must be partially funded by new money (50% or more). Excludes IRA and ESA certificates. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate accounts are subject to membership eligibility, terms, and fees. Certificate account will automatically renew at maturity to the 6-month certificate fixed rate in effect at that time unless you withdraw all the funds in the account at maturity or within a grace period of 6 days after maturity. Santa Clara County Federal Credit Union (SCCFCU) reserves the right to cancel or modify this offer at any time without prior notice. This is a limited time offer. Valid 10/01/2024 - 10/25/2024.
For years, Money Market accounts have been the perfect way to earn a high return on your investment without the risks associated with the stock market. Ours offers exclusive member advantages, such as competitive rates, complete liquidity and convenient access for easy withdrawals!
Our Member Choice Money Market accounts make it easy for investors of all sizes to enjoy rich rewards, without worry. And our tiered approach to savings makes it easy for you to climb the investment ladder, earning more every step of the way.
Or contact us to learn more about how you can open an account today!
(1) This is a variable rate account. The dividend rates and APY may change monthly. There are no limitations on the amount the dividend rate may change. Minimum Opening Balance and Minimum Earning Balance represent the minimum deposit balance required to earn the corresponding stated dividend rate. Should the deposit balance move from one tier to another, the corresponding stated dividend rates of those given tiers will be applied to calculate the dividends paid using the average daily balance method. Dividends will be compounded monthly and credited monthly. Money Market Accounts may be subject to fees and charges. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Everyone knows that saving money is not always easy, so County Federal created two great savings club accounts to help you put money away for both a rainy day and a sunny day too! Set up an automatic transfer from your checking, and an amount that you’re comfortable with will go into your club account each month, making it easy for you to save.
Holiday Club Account
Be prepared for the next holiday season by actually saving before the holidays arrive! Your funds are automatically transferred to your Share Savings Account in early November, just in time for holiday shopping.
Vacation Club Account
Dreaming of an island vacation? By setting aside a small amount each month, you can save for those summer plans and even earn a higher rate of interest. Your funds are automatically transferred to your Savings Account in early June for those sunny days.
Or contact us to learn more about how you can open an account today!
