Santa Clara County Federal Credit Union Logo

Who We Are

We’re just what you’d expect in a financial institution and more than you ever imagined.

For more than 65 years, we’ve focused our attention on providing members with the best financial solutions possible. Our thoughtful, caring approach has helped thousands of individuals step closer to their dreams.

Today, County Federal remains steadfast in our commitment to county, city and school employees and the affiliated organizations that support them. We provide this family of organizations — which forms the foundation for our membership — with exceptional service based on a philosophy we call the County Federal Experience.

It sums up our most important priorities and revolves around four main principles: a Warm Welcome, a Knowledgeable Solution, a Passionate Commitment and Building Relationships for Life.

Through our continued support of this family of organizations, County Federal has been able to develop various outreach programs to benefit those in our community. We have helped many young members reach their educational goals through our scholarship program. We also dedicate time and money to various non-profit organizations within our field of membership. At County Federal, you’ll know right away that you aren’t just a customer, you’re a member. And that means preferred rates, a comprehensive line of products and services — and the kind of personal service that builds Relationships for Life.



Rebecca Reynolds Lytle – President & Chief Executive Officer

Joe Bonacci – Senior Vice President & Chief Information Officer

Ie-Chen Cheng – Senior Vice President & Chief Financial Officer

Divine David – Senior Vice President & Chief Experience Officer

Jennifer Montero – Senior Vice President & Chief Administrative Officer

Marilyn Avalos – Chief Executive Assistant


Joni Barnes – Vice President of Lending Experience

Marco Denson – Vice President of Core Systems

Linda Elrod – Vice President of Digital Experience

Meilee Epler – Vice President of Communications & Brand Strategy

Richa Gera – Vice President of Human Resources

Steve Naylor – Vice President of IT Infrastructure

Yoanka Sanchez – Vice President of Retail & Lending Operations

John Wu – Vice President of Member Experience



Peter Ng – Chair 

Eric Goodrich- Vice Chair

Deborah Baker – Director

Dave Cameron – Director

David Indra – Director

Juan Ledesma – Director

Jose Luis H. Pacheco – Director


Traci Hess – Chair

Lesha Luu – Member

Candace Nisby – Member

Maria Oberg – Member

David Indra – Board Liason

As of August 31, 2019

Assets . . . . . $795,354,371
Loans . . . . . .$476,558,940
Shares . . . . . $686,759,080

Members . . . . . . . . .51,388

2018 Annual Report

2017 Annual Report

2016 Annual Report


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