Notice: Almaden Branch is closed today, Wednesday, January 19, 2022. We apologize for the inconvenience and appreciate your understanding. 
Find the nearest branch or ATM.

Personal Loans & Lines

A personal loan or personal line of credit can be used for special life events, an unexpected expense or for whatever reason you need extra funds. Consolidate high interest rate debt, lower your interest rate, and spend less over time. See how a personal loan or line of credit can help you! Get up to $30,000 with fixed rates and payments, so you know exactly how much you owe each month.

Call us today to get your personal loan options: 408-282-0700 or check rates or apply online.

See What’s Right For You

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Personal Loan*

Our personal loan offers a fixed low rate, flexible financing options, and low monthly payments – exactly what you need to make that purchase or pay off those balances. Don’t get stuck paying high interest rates – apply and start saving today!

Apply for Personal Loan
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Line Of Credit**

In case of an overdraft or unexpected expense, conveniently access funds with a personal line of credit. Money can be automatically transferred to your checking account to avoid overdraft fees or accessed when needed with a limitless number of transfers.

Apply for Line of Credit
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Secured Loan**

Secure your loan with deposit funds. You’ll enjoy a lower interest rate on your loan while continuing to earn competitive dividends on your account. Rates for Secured Loans are among our lowest consumer lending rates. Borrow up to the amount on deposit (less $25 minimum deposit) in your Regular Share or Certificate Account with up to 120 months to repay.

Apply for Secured Loan

Contact Us

Our friendly, knowledgeable Loan Advisors are here to answer your loan questions. Contact us directly at 408-282-0700 or 1-800-282-6212.

We’ll help make the loan process easy for you.

Resources

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Rates

Don’t waste time shopping for rates. We have you covered with some of the most competitive rates on the market.

Review Our Rates
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Insurance

Insurance protection is part of a solid financial plan.  We’ve partnered with TruStage™ to help you protect what matters the most.

Get Insured
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Calculate Payments

Our free, easy-to-use financial calculators can help you to calculate payments, see how much you can afford, determine payoff amounts and more!

Calculate Payments

**APR= Annual Percentage Rate. Rates as low as 8.365% APR, your rate may be higher depending on your credit profile. Personal loan interest rates range from 8.365% to 18.000% APR. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to Credit Union approval. Terms offered up to 48 months. Other rates and terms are available. All loan rates quoted above (excluding credit cards) include a 2% discount for automatic payments; if opting out of automatic payments add 2% to base rate Maximum loan term based on amount financed. Payment amount per every $1,000 borrowed at 8.365% for 24 months equals $45.39 per month. For more payment samples, use our payment calculator or call 408-282-0700.

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender

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