Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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Notice: Our Gilroy branch is currently experiencing intermittent connectivity issues. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Saturday, June 8th, we’ll be performing a scheduled maintenance starting at 9 p.m. PST and ending at 4 a.m. PST on Sunday, June 9th. During this time, Online, Mobile, and Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
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All County Federal offices and branches will be closed on June 19th, in observance of Juneteenth.
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Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

Personal Loans & Lines

A personal loan or personal line of credit can be used for special life events, an unexpected expense or for whatever reason you need extra funds. Consolidate high interest rate debt, lower your interest rate, and spend less over time. See how a personal loan or line of credit can help you! Get up to $30,000 with fixed rates and payments, so you know exactly how much you owe each month.

Call us today to get your personal loan options: 408-282-0700 or check rates or apply online.

See What’s Right For You

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Personal Loan(1)

Our personal loan offers a fixed low rate, flexible financing options, and low monthly payments – exactly what you need to make that purchase or pay off those balances. Don’t get stuck paying high interest rates – apply and start saving today!

Apply for Personal Loan
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Line Of Credit(1)

In case of an overdraft or unexpected expense, conveniently access funds with a personal line of credit. Money can be automatically transferred to your checking account to avoid overdraft fees or accessed when needed with a limitless number of transfers.

Apply for Line of Credit
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Secured Loan(1)

Secure your loan with deposit funds. You’ll enjoy a lower interest rate on your loan while continuing to earn competitive dividends on your account. Rates for Secured Loans are among our lowest consumer lending rates. Borrow up to the amount on deposit (less $25 minimum deposit) in your Regular Share or Certificate Account with up to 120 months to repay.

Apply for Secured Loan

Contact Us

Our friendly, knowledgeable Loan Advisors are here to answer your loan questions. Contact us directly at 408-282-0700 or 1-800-282-6212.

We’ll help make the loan process easy for you.


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Don’t waste time shopping for rates. We have you covered with some of the most competitive rates on the market.

Review Our Rates
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Insurance protection is part of a solid financial plan.  We’ve partnered with TruStage™ to help you protect what matters the most.

Get Insured
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Calculate Payments

Our free, easy-to-use financial calculators can help you to calculate payments, see how much you can afford, determine payoff amounts and more!

Calculate Payments

*APR= Annual Percentage Rate. Rates as low as 10.035%APR, your rate may be higher depending on your credit profile. Personal loan interest rates range from 10.035% to 17.990%. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to Credit Union approval. Terms offered up to 60 months. Other rates and terms are available. Payment amount per every $1,000 borrowed at 10.035% for 60 months equals $21.26 per month. For more payment samples, use our payment calculator or call 408-282-0700.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury