Do you have credit card or department store charge card debt? Does it seem like you’re getting nowhere fast with the high interest finances charges? A Personal Loan from County Federal can help you consolidate those bills into one low-cost payment and save you a bundle! Our Personal Loan offers a fixed rate lower than most credit cards, a fixed term, and low monthly payments – exactly what you need to cost-effectively pay those balances off. Don’t get stuck paying high interest rates – consolidate and save.
- Rates as low as 7.99% APR*
- Loan amounts up to $20,000
- Terms up to 48 months
*APR= Annual Percentage Rate. Rates as low as 7.99% APR, your rate may be higher depending on your credit profile. Personal loan interest rates range from 7.99% to 18.00% APR. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to Credit Union approval. Terms offered up to 48 months. Other rates and terms are available. All loan rates quoted above (excluding credit cards) include a 2% discount for automatic payments; if opting out of automatic payments add 2% to base rate Maximum loan term based on amount financed. Payment amount per every $1,000 borrowed at 7.99% for 48 months equals $24 per month. For more payment samples, use our payment calculator or call 408-282-0700.
A Personal Line of Credit can be used for an unexpected expense or financial emergency, or whatever reason you need extra money. In case of an overdraft, save more with a Personal Line of Credit than when compared to a non-sufficient funds fee. Money is automatically transferred to your account so you don’t overdraw. All you do is pay interest on the amount transferred. Plus, enjoy a limitless number of overdraft transfers with the Line of Credit.
Secure your loan with deposit funds. You’ll enjoy a lower interest rate on your loan while continuing to earn competitive dividends on your accounts. Rates for Secured Loans are among our lowest consumer lending rates. Borrow up to the amount on deposit (less $25 minimum deposit) in your Regular Share or Certificate Account with up to 120 months to repay.