Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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Notice: Our Gilroy branch is currently experiencing intermittent connectivity issues. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Saturday, June 8th, we’ll be performing a scheduled maintenance starting at 9 p.m. PST and ending at 4 a.m. PST on Sunday, June 9th. During this time, Online, Mobile, and Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
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All County Federal offices and branches will be closed on June 19th, in observance of Juneteenth.
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Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

Credit Cards

The County Federal Visa Credit Card was designed for our members’ financial needs, whether you’re looking to build credit or looking to reward yourself for daily purchases.

And, even better yet, we’ve eliminated fees that other card issuers charge. That’s right, no balance transfer fees, no annual cardholder fees, and no over limit fees – making it one of the best credit card options available today.

With an introductory APR(2) as low as 2.990% for the first 12 months on balance transfers and new purchases, our cards offer you the credit you need without any surprises.

Find A Credit Card That Fits

 shared secured credit card
Share Secured CC
visa platinum card
Visa Platinum Card
visa platinum rewards
Visa Platinum Rewards
Introductory OfferAs low as 2.990% for the first 12 monthsAs low as 2.990% for the first 12 monthsAs low as 4.990% for the first 12 months
Cash Back/Rewards----------Dollar-for-Dollar points for all purchases
Annual Percentage Rate (APR2) as low as7.990%27.990%29.990%2
Balance TransfersNo FeeNo FeeNo Fee
Annual FeeNo FeeNo FeeNo Fee
Best ForBuilding CreditExpanding your credit profileEarning points for future purchases
 Apply Online OR Call Us at 408-282-0700 or 1-800-282-6212


Smiling man on phone

Need to Do a Balance Transfer?

You could save money by transferring high-rate balances from other cards to your County Federal Visa Card.*

Call our Loan Advisors at 408-282-0700 to set up a transfer today.

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Personal Loans

A personal loan or personal line of credit can be used for special life events, an unexpected expense, or for any reason you may need extra funds. You could lower your interest and spend less over time. See how a personal loan or a line of credit can help you!

Personal Loans
smiling woman holding credit card

Financial Fitness Center

It’s important to know how credit cards work so you can use them effectively and avoid any penalties. Check out our free Financial Fitness Center to better understand how to choose and use credit cards responsibly.

Financial Fitness Center

(2) APR = Annual Percentage Rate. Introductory Purchases and Balance Transfer APRs 2.990% to 9.990% for VISA Platinum and 4.990% to 11.990% for VISA Platinum Rewards available as of 4/9/2018.  Purchase and post-introductory balance transfer APRs 7.990% to 14.990% for VISA Platinum and 9.990% to 16.990% for VISA Platinum Rewards as of 4/9/2018. Introductory Balance Transfer and purchase and post-introductory APRs offered to approved applicants depend on credit qualifications. Rates and terms subject to change.  All loans subject to credit approval and income verification. If under 21 must prove financial independence or have a qualified co-borrower over age 21. Refer to the Credit Card Agreement and the Application & Solicitation Disclosure for additional information. U.S. issued cards only. VISA’s Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by VISA.

*Offer not valid on balances transferred from other Santa Clara County Federal Credit Union loans. Transferring balances will not close accounts with other creditors. To close your accounts with other creditors, you must contact them. It may take up to 10 days for balance transfer payments to reach other creditors. You should continue to make payments to other creditors to avoid late fees; we will not be responsible for late or other default-related fees assessed by other creditors. Balance transfers will not be made if they would cause you to exceed your credit limit.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury