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Credit Cards

The County Federal Visa Credit Card was designed for our members’ financial needs, whether you’re looking to build credit or looking to reward yourself for daily purchases.

And, even better yet, we’ve eliminated fees that other card issuers charge. That’s right, no balance transfer fees, no annual cardholder fees, and no over limit fees – making it one of the best credit card options available today.

With an introductory APR* as low as 2.99% for the first 12 months on balance transfers and new purchases, our cards offer you the credit you need without any surprises.

A perfect fit.

FIND A CREDIT CARD THAT FITS

  shared secured credit card
Share Secured CC
visa platinum card
Visa Platinum Card
visa platinum rewards
Visa Platinum Rewards
Introductory Offer As low as 2.99% for the first 12 months As low as 2.99% for the first 12 months As low as 4.99% for the first 12 months
Cash Back/Rewards —– —– Dollar-for-Dollar points for all purchases
Annual Percentage Rate (APR*) as low as 7.99%1 7.99%1 9.99%1
Balance Transfers No Fee No Fee No Fee
Annual Fee No Fee No Fee No Fee
Best For Building Credit Expanding your credit profile Earning points for future purchases
  Apply Online Apply Online Apply Online
  Call Us at 408-282-0700 or 1-800-282-6212

Resources

Need to Do a Balance Transfer?

You could save money by transferring high-rate balances from other cards to your County Federal Visa Card.2

Call our Loan Advisors at 408-282-0700 to set up a transfer today.

Personal Loans

A personal loan or personal line of credit can be used for special life events, an unexpected expense, or for any reason you may need extra funds. You could lower your interest and spend less over time. See how a personal loan or a line of credit can help you!

Financial Fitness Center

It’s important to know how credit cards work so you can use them effectively and avoid any penalties. Check out our free Financial Fitness Center to better understand how to choose and use credit cards responsibly.

*APR= Annual Percentage Rate. Rates as low as 9.37% APR, your rate may be higher depending on your credit profile. Personal loan interest rates range from 9.37% to 18% APR. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to Credit Union approval. Terms offered up to 48 months. Other rates and terms are available. All loan rates quoted above (excluding credit cards) include a 2% discount for automatic payments; if opting out of automatic payments add 2% to base rate Maximum loan term based on amount financed. Payment amount per every $1,000 borrowed at 9.37% for 48 months equals $25.06 per month. For more payment samples, use our payment calculator or call 408-282-0700.

1 APR = Annual Percentage Rate. Introductory Purchases and Balance Transfer APRs 2.99% to 9.99% for VISA Platinum and 4.99% to 11.99% for VISA Platinum Rewards available as of 4/9/2018. Purchase and post-introductory balance transfer APRs 7.99% to 14.99% for VISA Platinum and 9.99% to 16.99% for VISA Platinum Rewards as of 4/9/2018. Introductory Balance Transfer and purchase and post-introductory APRs offered to approved applicants depend on credit qualifications. Rates and terms subject to change. All loans subject to credit approval and income verification. If under 21 must prove financial independence or have a qualified co-borrower over age 21. Refer to the Credit Card Agreement and the Application & Solicitation Disclosure for additional information. U.S. issued cards only. VISA’s Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by VISA. 2 Refer to Disclosure for Personal Line of Credit.

2 Offer not valid on balances transferred from other Santa Clara County Federal Credit Union loans. Transferring balances will not close accounts with other creditors. To close your accounts with other creditors, you must contact them. It may take up to 10 days for balance transfer payments to reach other creditors. You should continue to make payments to other creditors to avoid late fees; we will not be responsible for late or other default-related fees assessed by other creditors. Balance transfers will not be made if they would cause you to exceed your credit limit.

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