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Vehicle Loans


If you’ve been thinking about buying a new or pre-owned vehicle, or refinancing a loan from another lender, now’s the time with our super low auto loan rates!

We make it easy and fast to apply with all our loan programs. And we can set up your financing in advance, so you can shop for your car in confidence. We can even help you shop! Meet with one of our Car Connection consultants.

New & Used Vehicle Loan
Choose from a variety of loan terms up to 7 years and enjoy monthly payments that fit your budget.  Finance up to 100% of MSRP for new vehicles or blue book for used vehicles. We will finance used vehicles up to 10 years (current model year up to 10 model year in age).

First Time Buyer Program
New graduates or members without credit can now establish credit without a co-signer by using County Federal’s First Time Buyer Program.  Select a new or used vehicle and finance up to 84 months.  100% financing is available to qualified members.

Apply Now  Or give one of our Loan Consultants a call today at 408-282-0700!

*APR = Annual Percentage Rate. All loan policies, rates and terms are subject to change and all loan requests are subject to approval.  2.49% APR is valid for terms up to 36 months. Other rates and terms are available. Quoted loan rate is the lowest rate offered for standard auto loans based on individual credit worthiness. Rate discounts are available for loans secured by automobiles and light duty trucks. Rates can be reduced by .50% for purchase through our Car Connection service and/or .25% for the Young Adult Program. Discounts do not apply to promotional rate loans and in-house refinances. Payment amount per every $1,000 borrowed at 2.49% for 36 months equals $28.86 per month.  Standard new and used auto loan rates range from 2.49% to 17.50% APR.  100% financing available for qualified members.   

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Here at County Federal, we know that you’re never too old to play; the toys just get more expensive! But with our unbelievably low rates, it’s easier than ever to get that extra money for that RV, boat, trailer or new  jet ski you’ve always wanted.  Don’t wait any longer! You’ve worked hard all year and now it’s time to play. Boat and RV Loans that let you play.

Apply Now Or give one of our Loan Consultants a call today at 408-282-0700! 

Print Consumer Loans brochure

Ready to hit the open road? We can help you get there with one of our motorcycle loans.

Finance a new or used motorcycle up to $20,000 with 100% financing or over $20,000 with 85% financing. Terms are up to 72 months and your interest rate will vary depending on credit.

Apply Now Or give one of our Loan Consultants a call today at 408-282-0700!


(1) Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. You will be notified of the base rate for which you qualify when your loan request is approved.
Payment example: Pay $29.66 per month per $1,000 borrowed at 2.49% APR for 35 months. Lowest rates shown include any applicable discounts.
Print Consumer Loans brochure

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