Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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System Maintenance: On Thursday, February 15th, we’ll be performing a scheduled maintenance starting at 10 p.m. PST and ending at 2 a.m. PST on Friday, February 16th. During this time, Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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All County Federal offices and branches will be closed on February 19th, in observance of the Presidents' Day holiday.
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Alert: Don’t be misled. County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
Find the nearest branch or ATM.
Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.
  • Check out our Emergency Relief Loans
  • Make 2024 Your Debt-Free Year
  • The Right Rate to Match Your New Ride
  • Score Rewards and Benefits Together
  • Start Anew with a Home Equity Line of Credit
  • Refinance Your Home with a County Federal Home Loan
  • Are Your Credit Cards Piling Up? Check out the County Federal Visa Credit Card.
  • 2024 Educational Scholarships - Apply Today
  • Upcoming February Webinars
  • Check out our Emergency Relief Loans
  • Make 2024 Your Debt-Free Year
  • The Right Rate to Match Your New Ride
  • Score Rewards and Benefits Together
  • Start Anew with a Home Equity Line of Credit
  • Refinance Your Home with a County Federal Home Loan
  • Are Your Credit Cards Piling Up? Check out the County Federal Visa Credit Card.
  • Upcoming February Webinars

Online Banking

two people on a laptop

Make 2024 Your Debt-Free Year

With a County Federal Personal Loan, you can simplify debt by consolidating your high-interest debt from credit cards, home improvement expenses, and medical bills into one convenient monthly payment with a fixed rate.

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two friends

Score Rewards and Benefits Together

Get $25* when you refer an eligible friend or family member and show them what it looks like to have a bank partner with them to achieve financial success together. *Eligibility and terms apply.

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woman in car

The Right Rate to Match Your New Ride

You've searched far and wide for that new car that fits all your needs. Complete your love story by refinancing your high-interest dealership rate with a County Federal Auto Loan.

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bathtub

Start Anew with a Home Equity Line of Credit

From upgrading your kitchen to renovating your bathroom, or maybe it’s time to get a new roof, County Federal’s Home Equity Line of Credit is perfect for a home refresh.

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Mobile Banking

When Budgets Are Tight, Look to Free Checking

No complex programs, just one checking account that makes managing your finances easy!

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family gathering

Good Gravy!

Refer a friend to become a County Federal Member and receive $25; the new member will receive $25* too! *Eligibility and terms apply.

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Answering Your Questions

Santa Clara County Federal Credit Union wins MemberXP 2022 Best of the Best Award

The coveted Best of the Best award is given annually to credit unions that consistently provide exceptional service, as reported by their own members. Only the highest-performing credit unions using the MemberXP platform are given this honor. 

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Best of the Best Award Winner - MemberXP Best Loan Experience
Since 1950

The County Federal Story

Santa Clara County Federal Credit Union – County Federal for short – was founded on May 8, 1950 by seven county employees with a vision and $103. Our Credit Union was originally chartered in the state of California under the name Santa Clara County Employees Credit Union. They each volunteered their time to foster a common dream. Now, County Federal not only serves Santa Clara County employees but San Benito County, many cities within Santa Clara County, Santa Clara County Office of Education, Valley Medical Center and many other companies affiliated with the county.

Community Outreach

Through our continued support of this family of organizations, County Federal has been able to develop various outreach programs to benefit those in our community. We have helped many young members reach their educational goals through our scholarship program. We also dedicate time and money to various non-profit organizations within our field of membership. At County Federal, you’ll know right away that you aren’t just a customer, you’re a member. And that means preferred rates, a comprehensive line of products and services — and the kind of personal service that builds Relationships for Life.

County Federal Cares
CDFI

County Federal, A Community Development Financial Institution

Santa Clara County Federal Credit Union is certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury.

CDFIs are banks and credit unions with a history of creating opportunities and access to financial services while providing capital in low-income, disadvantaged communities. Obtaining CDFI certification is the latest step in County Federal’s ongoing commitment to meet the needs of underserved communities.

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Today our mission is much the same as it was in 1950 - to know and satisfy the needs of its members and create a relationship for life!
CU entrance

Latest News & Events

Download the Winter Solutions Newsletter

Winter Solutions Newsletter

Get the latest product updates and news from the County Federal Winter Solutions Newsletter.
Download Newsletter
2024 Educational Scholarship Program

2024 Educational Scholarship Program

County Federal is accepting applications for educational scholarships. Awards range from $1,000 - $2,000. Apply today!
Apply Today
Credit Score

Don’t Get Caught in a Credit Repair Scam!

In a credit repair scam, a fraudulent credit repair company targets consumers who have bad credit.
Read Article
group of friends

Gen Z and Scams: What You Didn’t Know About the Young and Fraud

If a scammer was trying to pull off a con on two groups of people, one aged 13-21, and one aged 55+, which group is more prone to loss?
Read Article
NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury
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