Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Our West Hedding Branch is closed until further notice due to an unexpected water leak in the building. Thank you for your patience. 
Click here to find a branch near you.
Notice: Online and Mobile Banking are experiencing intermittent connectivity issues. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Saturday, June 8th, we’ll be performing a scheduled maintenance starting at 9 p.m. PST and ending at 4 a.m. PST on Sunday, June 9th. During this time, Online, Mobile, and Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
Find the nearest branch or ATM.
ALERT: DON'T BE MISLED. 
County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
Find the nearest branch or ATM.
All County Federal offices and branches will be closed on October 14th, in observance of Indigenous Peoples' Day.
Find the nearest branch or ATM.
Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.
  • Brew Up Some Interest - Limited Time Offer on a 5-month Certificate
  • Limited Time Offer
  • Donate Today
  • Brew Up Some Interest - Limited Time Offer on a 5-month Certificate
  • Limited Time Offer
  • Donate Today

Online Banking

Begin Your Journey to Homeownership

Begin Your Journey to Homeownership

With a County Federal Home Loan, explore a range of options designed to make homeownership a reality. Receive $2,500 off closing costs* when you apply by October 31, 2024!

*Eligibility requirements, restrictions and additional terms may apply.

Learn More
Family

Drive On!

What kind of car would improve your commute? County Federal offers a selection of auto loan terms and low rates, so you can find the vehicle that will upgrade your daily drive.

Learn More
People laughing together.

Make the Introduction

Describe the advantages of County Federal membership to your friends, family members, and coworkers. When they join, you’ll receive $100*!

Learn More
Swing

Lift Up Your Earning Potential

Earn a fixed rate of 3.55% APY* when you transfer money to open a 12-Month Certificate.

*Eligibility requirements, restrictions and additional terms may apply.

Learn More
Mobile Banking

When Budgets Are Tight, Look to Free Checking

No complex programs, just one checking account that makes managing your finances easy!

Learn More
family gathering

Good Gravy!

Refer a friend to become a County Federal Member and receive $25; the new member will receive $25* too! *Eligibility and terms apply.

Learn More

Answering Your Questions

Santa Clara County Federal Credit Union wins MemberXP 2022 Best of the Best Award

The coveted Best of the Best award is given annually to credit unions that consistently provide exceptional service, as reported by their own members. Only the highest-performing credit unions using the MemberXP platform are given this honor. 

Read More
Best of the Best Award Winner - MemberXP Best Loan Experience
Since 1950

The County Federal Story

Santa Clara County Federal Credit Union – County Federal for short – was founded on May 8, 1950 by seven county employees with a vision and $103. Our Credit Union was originally chartered in the state of California under the name Santa Clara County Employees Credit Union. They each volunteered their time to foster a common dream. Now, County Federal not only serves Santa Clara County employees but San Benito County, many cities within Santa Clara County, Santa Clara County Office of Education, Valley Medical Center and many other companies affiliated with the county.

Community Outreach

Through our continued support of this family of organizations, County Federal has been able to develop various outreach programs to benefit those in our community. We have helped many young members reach their educational goals through our scholarship program. We also dedicate time and money to various non-profit organizations within our field of membership. At County Federal, you’ll know right away that you aren’t just a customer, you’re a member. And that means preferred rates, a comprehensive line of products and services — and the kind of personal service that builds Relationships for Life.

County Federal Cares
CDFI

County Federal, A Community Development Financial Institution

Santa Clara County Federal Credit Union is certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury.

CDFIs are banks and credit unions with a history of creating opportunities and access to financial services while providing capital in low-income, disadvantaged communities. Obtaining CDFI certification is the latest step in County Federal’s ongoing commitment to meet the needs of underserved communities.

Learn More
Today our mission is much the same as it was in 1950 - to know and satisfy the needs of its members and create a relationship for life!
CU entrance

Latest News & Events

Fall Solutions Newsletter

Get the latest product updates and news from the County Federal Fall Solutions Newsletter.
Download Newsletter
Scholarship winners

2024 County Federal Educational Scholarship Winners Announced

Thank you to all who took the time to apply for the Educational Scholarship Program.
Learn More
Donate Today

Teddy Bears on Patrol

Our purpose is simple, to provide comfort and friendship to a child in need. Learn how you can donate today.
Donate Today
Overpayment Scams

All You Need to Know About Overpayment Scams

Overpayment scams are fairly common, and for the unaware, they can be difficult to spot.
Read Article
NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury
cross