Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
Find the nearest branch or ATM.
System Maintenance: On Thursday, February 15th, we’ll be performing a scheduled maintenance starting at 10 p.m. PST and ending at 2 a.m. PST on Friday, February 16th. During this time, Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
Find the nearest branch or ATM.
All County Federal offices and branches will be closed on April 1st, in observance of Cesar Chavez Day.
Find the nearest branch or ATM.
Alert: Don’t be misled. County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
Find the nearest branch or ATM.
Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

What to Buy and What to Skip in April

What to Buy in April

What to Buy and What to Skip in April

The days are getting longer and warmer, and that means summer is just around the corner! Though April is a mid-season month without any major shopping holidays, you can still score some great deals. There are also many items you’ll want to put on your waitlist until prices drop in another month or so. We’ve got all the info for you so you can shop smart! Here’s what to buy and what to skip in April.

Buy: Cruise Tickets

If you’re looking to get away from it all, April is a great time to book that springtime or summer cruise. You can find deals on cruise tickets to Bermuda, Europe and other exotic locations this month. Take action and score the vacation of a lifetime at a discounted price.

Skip: Mattresses

Unless your mattress is giving you unbearable back pain, you’re best off waiting until Memorial Day when deep discounts make purchasing a new mattress easier on your wallet.

Buy: Car parts and accessories

If you need new wipers, tires, brakes or another car part or accessory, this is the month to pick them up! April is National Car Care Month, so auto parts stores and service centers will be running promotions. If your car needs servicing, or even just a tune-up, you can get this done for less this month, too.

Skip: Grills and patio furniture

Spring is just getting underway, and all things outdoors are still retailing at full price. If you can wait until Memorial Day sale events happen, you can upgrade your grill and deck out your patio in the finest gear for a lot less money. If you wait even longer, until July or August, you’ll potentially find even steeper discounts.

Buy: Secondhand treasures

Spring-cleaning season means crowds of people are clearing out the clutter in their closets and around their homes. Many of these treasures may end up in secondhand stores or get sold at garage sales around the neighborhood. If you’re looking for already-loved clothing to spruce up your wardrobe, or gently-used furniture to replace your outdated pieces, April can be a great time to pick up priceless pre-owned treasures. Hit the secondhand stores early in the week for the best pickings, as they tend to get the most donations over the weekend when people do their cleaning.

Skip: Vacuums

April might be time for deep-cleaning, but that doesn’t mean cleaning gear is discounted this month. Unless you’re desperate for a new machine, you’re better off waiting until vacuums go on sale during Black Friday sale events.

Buy: Tax day giveaways

Filing taxes can be a headache at best, and downright painful at worst. Retailers want to make April 15th a little easier on the wallet for consumers, so many of them will run special promotions and events on this day. Look for giveaways, freebies, deep discounts on goods and more when tax day rolls around.

Skip: Refrigerators

If your fridge seems to be on its way out and you’re in the market for a new one, it’s best to hold off a bit on this purchase if you can. Retailers will soon be rolling out new models, and if you can wait until Memorial Day, you can find a new fridge in last year’s model at a fantastic price.

Buy: Mother's Day gifts

It’s never too early to think about making mom happy! And if you buy your Mother’s Day gifts in April, including jewelry and chocolate, you can save a bundle, too.

Skip: Baby gear

Like all products that are upgraded annually, baby gear sees its biggest discounts when new models are rolled out, in January and February. This includes cribs, strollers, car seats, highchairs and more.

Buy: Cookware

April is the unofficial kickoff of wedding season, when cookware becomes a popular gift. In a bid to attract customers, retailers offer steep discounts on pots and other cookware this month. Round out your own collection of cookware, or start stocking up on wedding gifts for less.

Tax day notwithstanding, April can be a time of fantastic finds and springtime memory making. Have a wonderful, bargain-filled month! 

Your Turn: Have you picked up any great deals this month? Remember a County Federal Personal Loan is a helpful option to consolidate your spring spending. Learn more here.

Content Source: CUContent

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury
cross