Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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Notice: Our Gilroy branch is currently experiencing intermittent connectivity issues. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Saturday, June 8th, we’ll be performing a scheduled maintenance starting at 9 p.m. PST and ending at 4 a.m. PST on Sunday, June 9th. During this time, Online, Mobile, and Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
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All County Federal offices and branches will be closed on July 4th, in observance of Independence Day.
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Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

Notice of Annual Meeting

Save the Date! Tuesday, April 23rd at 6:00 pm (PT)

Our 2024 Annual Meeting and Elections will be held both in-person and virtually.

In-Person Location:

Airport Place
Corporate Headquarters
2099 Gateway Place, Suite 140
San Jose, CA

Virtual Registration

Register Now

Board Nominations

For the 2024 election, there are four open positions with three-year terms on our seven-person Volunteer Board of Directors. Our bylaws state that when there is only one nominee for each position to be filled, the election will not be conducted by ballot. Nominations cannot be accepted from the floor and the nominees shown below will be elected.

Traci Hess, Incumbent
Ms. Hess joined County Federal’s Volunteer Board of Directors in 2020, after serving as Chair of the County Federal Supervisory Committee since 2017. She has served as Board Chair since 2023. Ms. Hess has a long history with Santa Clara County and retired from the County of Santa Clara after a 30-year career. Ms. Hess teaches at National University and holds a Bachelor of Business Management and Public Administration and a Master’s in Public Administration

David Indra, Incumbent
Mr. Indra has been serving County Federal as a volunteer since 2015 when he joined the Supervisory Committee. In 2017, Mr. Indra joined the Board of Directors and currently serves as its Secretary/Treasurer. Mr. Indra worked for the County of Santa Clara for 39 years before retiring in 2014, having spent the last 14 years of his career as the manager of the support team for the Countywide Accounting, Procurement and Budgeting System (SAP).

Deborah Baker, Incumbent
Ms. Baker has served as a volunteer on the Board of Directors since 2016. Ms. Baker has extensive years of service in the non-profit field including serving the community in her previous role as Chief Human Resources Officer for Indian Health Center and Senior Director of Human Resources for Catholic Charities of Santa Clara County. She is an active member of the Bay Area Human Resources Executive Council (BAHREC) which is made up of Silicon Valley’s top human resources professionals. She is also an active member of both SHRM and NCHRA. Ms. Baker received her Bachelor of Science Degree from San Jose State University and has achieved multiple professional certificates in her field of human resources.

Juan Ledesma, Incumbent
Mr. Ledesma has served on the Board of Directors since 2015. He is proud to have dedicated 21 years to public service with Valley Water where his current role is Program Manager - Supervisor for the Office of Emergency Management. In addition, he sits on the deferred compensation committee serving hundreds of plan participants. Mr. Ledesma is certified by the Policy Governance Academy (Atlanta Georgia) and holds undergraduate degrees in business administration and computer technology as well as a Master’s in Business Administration (Finance) from the University of Illinois at Urbana-Champaign.

2024 Volunteer Board of Directors Elections

In accordance with our Federal Credit Union bylaws, a nominating committee was appointed by the Chair of our Board of Directors, and this committee did nominate at least one member for each vacancy for which elections are being held. In addition to the slate of candidates presented by the nominating committee, nominations for vacancies may also be made by a petition signed by 500 members. Each nominee by petition shall be 18 years of age or older and must submit a brief statement of qualifications and biographical data with the signed petition and include a statement that they are agreeable to nomination and will serve, if elected to office. This information must be received by the Nominating Committee Chair on or before 5 pm on March 14, 2024. Petitions for election must be submitted to:

Santa Clara County Federal Credit Union
Nominating Committee Chair c/o Nicole Valenti
PO Box 11024, San Jose, CA 95103

For more information, please e-mail

Nominations For Board of Directors

Board of Director Nominee Information

74th Annual Meeting Agenda

74th Annual Meeting Agenda

73rd Annual Meeting Minutes

73rd Annual Meeting Minutes

2023 Annual Report

Download Annual Report

2023 Community Impact Report

Download Community Impact Report
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury