Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: On Thursday, August 1st, Branches and the Contact Center will open at 10:00 am due to company wide staff training.
Notice: Our Gilroy branch is currently experiencing intermittent connectivity issues. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Saturday, June 8th, we’ll be performing a scheduled maintenance starting at 9 p.m. PST and ending at 4 a.m. PST on Sunday, June 9th. During this time, Online, Mobile, and Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
Find the nearest branch or ATM.
ALERT: DON'T BE MISLED. 
County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
Find the nearest branch or ATM.
All County Federal offices and branches will be closed on July 4th, in observance of Independence Day.
Find the nearest branch or ATM.
Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

Auto New

New or Used Vehicle, It’s a Home Run!

You’re prequalified! Which means it’s time for an auto upgrade backed by a County Federal Auto Loan. Get dealership ready and set up your financing in advance.

  • Competitive Auto Loan rates
  • Finance up to 100% of MSRP for new vehicles or blue book value for used vehicles
  • 90 days no payments for qualified borrowers
  • Flexible payment periods with terms from 24 to 84 months
  • Add additional protection to your auto loan with Mechanical Breakdown Insurance, Debt Protection, Guaranteed Asset Protection (GAP), or Depreciation protection (DPW). Learn More 

Lock in a Low Fixed Rate Today

Apply Now

Contact Us

Our friendly, knowledgeable Loan Advisors are here to answer your loan questions.
Contact us directly at 408-282-0700 or 1-800-282-6212.

*All loan policies, rates and terms are subject to change without notice and all loan requests are subject to credit approval. You will be notified of the base rate for which you qualify when your loan request is approved. 90 days payment deferral is optional for qualified borrowers, not all borrowers will qualify. Loan amount must be for a new SCCFCU Auto Loan to qualify for 90-day No Payment Option. Finance charges begin to accrue from date of funding, and will be repaid over the term of the loan.

Resources

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Rates

Don’t waste time shopping for rates.  We have you covered with some of the most competitive rates on the market.

Review Our Rates
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Insurance

Insurance protection is part of a solid financial plan.  We’ve partnered with TruStage™ to help you protect what matters the most.

Get Insured
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Calculate Payments

Our free, easy-to-use financial calculators can help you to calculate payments, see how much you can afford and more!

Calculate Payments
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Car Buying Services

Why spend your valuable time shopping for dealer to dealer? Check out our convenient and stress-free car buying services.

Car Buying Services

*$100 cash back award is only available for loan amounts of $10,000 or greater. Limit one cash back award per loan closed. Existing County Federal loans are excluded. Funds will be deposited directly into your share savings account after 90 days of loan funding. Loans that are paid off within 90 days of opening will not qualify. Offer subject to change without notice.

*Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. You will be notified of the base rate for which you qualify when your loan request is approved. All rates include a 2% discount for automatic payments; if opting out of automatic payments add 2% to base rate. 90 days payment deferral is optional for qualified borrowers, not all borrowers will qualify. Loan amount must be for a new SCCFCU Auto Loan to qualify for 90-day No Payment Option. Finance charges begin to accrue from date of funding, and will be repaid over the term of the loan. Payment example: Pay $29.35 per month per $1,000 borrowed at 3.615% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 to speak with a Loan Advisor.

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury
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