Temporary Branch Closure - Wednesday, June 22 - 70 West Hedding Branch is closed today. We appreciate your understanding.
Find the nearest branch or ATM.
Phone Banking System Maintenance: On Tuesday, May 31st, we’ll be performing scheduled maintenance for approximately 30 minutes, starting at 10:00 p.m. PDT and ending at 10:30 p.m. PDT. During this time, you won’t be able to access your account information over the phone. Online Banking Services will still be available. Thank you for your patience as we update our systems to better serve you.
Find the nearest branch or ATM.
Notice: Due to an outage, Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Find the nearest branch or ATM.
All County Federal offices and branches will be closed on July 4th, in observance of the Independence holiday.
Find the nearest branch or ATM.
Protect Your Information! Be Aware: County Federal will never call or text to ask for your online banking credentials, password, or debit card number or pin code.
Find the nearest branch or ATM.

Can You Get a Used Car Loan From a Credit Union?

Can you get a used car loan from a credit union

Published: September 14, 2018

Can You Get a Used Car Loan From a Credit Union?

Buying a used vehicle can be a smart financial choice for a number of reasons.

Not only does a used vehicle depreciate much more slowly than a new vehicle once you drive it off the lot, but you also tend to get a lot more "bang" for your buck with a used car. Still, many people carry the common misconception that vehicle loans are only available to those buying new cars. This simply isn't the case! At Santa Clara County Federal Credit Union, we offer a wide range of loan options for pre-owned vehicles.

Used Vehicle Loans

Our used car loans are available with the same great loan terms as our new vehicle loans, so you can enjoy the peace of mind in knowing you're getting a fair offer. Specifically, loans are available with repayment terms of up to seven years, and depending on your credit history, you may have the ability to finance up to 100% of a used car's MSRP—so a down payment may not be required. So long as the used vehicle you want to purchase is a model year from the past decade, we're here to help.

You can apply for a used car loan online from the convenience of your own computer or device, or you can give one of our loan advisors a call at (408) 282-0700 to get started. We strive to make the application process as quick and easy as possible so you can get approved for your financing and move on with shopping for your next car.

If you're interested in finding out more about our used vehicle financing we look forward to working with you! Contact us today at (408) 282-0700 to get the ball rolling.

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
cross