Certificate Win

Your Neighborhood Credit Union for the Win!

Open a new 6-Month Certificate and earn a fixed rate of 5.09% APY*.
It’s a big win when you grow your savings.

Opening a new certificate is simple!

Get Started - Join us and lock in a fixed rate when you open a new 6-Month term share certificate account today.
Fund It - Easily transfer money from your external accounts to fund your new certificate account. Low-Minimum Opening Balance $500*.
Sit Back & Save - Guaranteed return as long as funds are held through the end of the term.

Open a Certificate Account Today

Contact Us

Got a question about County Federal Certificates? Call us, we’re happy to help.

(408) 282-0700 or (800) 282-6212
Mon – Fri 8:00 am – 6:00 pm
Sat 9:30 am – 2:30 pm

*Annual Percentage Yield (APY) is accurate as of 08/21/2023. APY assumes interest remains on deposit until maturity, any withdrawal will reduce earnings. The 6-Month Certificate (Share Only) requires a $500 minimum deposit. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate accounts are subject to approval, terms, and fees. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Resources

Rates

Don’t waste time shopping for rates. We have you covered with some of the most competitive rates on the market.

Review Our Rates

Insurance

Insurance protection is part of a solid financial plan. We’ve partnered with TruStage™ to help you protect what matters the most.

Get Insured

Calculate Payments

Our free, easy-to-use financial calculators can help you to calculate payments, see how much you can afford and more!

Calculate Payments

Car Buying Services

Why spend your valuable time shopping for dealer to dealer? Check out our convenient and stress-free car buying services.

Car Buying Services

^*$100 cash back award is only available for loan amounts of $10,000 or greater. Limit one cash back award per loan closed. Existing County Federal loans are excluded. Funds will be deposited directly into your share savings account after 90 days of loan funding. Loans that are paid off within 90 days of opening will not qualify. Offer subject to change without notice.

*Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. You will be notified of the base rate for which you qualify when your loan request is approved. All rates include a 2% discount for automatic payments; if opting out of automatic payments add 2% to base rate. 90 days payment deferral is optional for qualified borrowers, not all borrowers will qualify. Loan amount must be for a new SCCFCU Auto Loan to qualify for 90-day No Payment Option. Finance charges begin to accrue from date of funding, and will be repaid over the term of the loan. Payment example: Pay $29.35 per month per $1,000 borrowed at 3.615% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 to speak with a Loan Advisor.