Friday, July 29, 2022 - The Gilroy Branch will be closing early today at 2:30 PM. We appreciate your understanding.
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Phone Banking System Maintenance: On Tuesday, May 31st, we’ll be performing scheduled maintenance for approximately 30 minutes, starting at 10:00 p.m. PDT and ending at 10:30 p.m. PDT. During this time, you won’t be able to access your account information over the phone. Online Banking Services will still be available. Thank you for your patience as we update our systems to better serve you.
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Notice: Due to an outage, Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
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All County Federal offices and branches will be closed on July 4th, in observance of the Independence holiday.
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Protect Your Information! Be Aware: County Federal will never call or text to ask for your online banking credentials, password, or debit card number or pin code.
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How Would You Use Your Home's Equity?

Remodel your home

Consolidate debt

Pay for unplanned expenses

Find out what's possible

Call us today

(408) 282-0742

Request a FREE Consultation

Why consider a Home Equity Line of Credit (HELOC) or Fixed Rate Home Equity Loan?

Tapping into the equity in your home is a great way to have easy access funds to cover costly expenses or potentially increase your property value.

Consolidate High Interest Debt

Do more with your money by consolidating high interest credit card or other debts.

Manage Unplanned Expenses

Get peace of mind when unplanned expenses like medical bills come up, or even pay for college.

Finance Home Remodels & Repairs

Upgrade your home while potentially increasing your property value.

Your home equity loan made easy.

Ask a specialist

(408) 282-0742

APR= Annual Percentage Rate. Rate based on the Prime Rate (published in the Wall Street Journal) plus a margin as outlined in the Home Equity disclosure, with a floor as low as 3.500%. The minimum floor rate you receive will be based on the loan-to-value (LTV) ratio. Maximum LTV up to 80.000%. The annual percentage rate can change quarterly on the first day of January, April, July, and October. We will use the most recent index value available to us as of 15 days before the date of any annual percentage rate adjustment. The rate cannot increase or decrease more than 0.500 percentage points at each adjustment. Maximum cap of 15.000% APR. Minimum draw of $300. Annual fee of $100 is applied on the anniversary date of the loan. Home must be 1 to 4 units, owner occupied or second home, California properties only. This offer may not be available with balloon or negative amortization first mortgage or third liens. All loans subject to credit approval and our Credit Union lending policies. See disclosure for important terms of our Equity Advantage program.

 

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
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