Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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Notice: Our Gilroy branch is currently experiencing intermittent connectivity issues. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Thursday, February 15th, we’ll be performing a scheduled maintenance starting at 10 p.m. PST and ending at 2 a.m. PST on Friday, February 16th. During this time, Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
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All County Federal offices and branches will be closed on May 27th, in observance of Memorial Day.
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Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

Is a Share Certificate the right option?

Is a Share Certificate the right option

Published: October 5, 2018

Are you looking to maximize your savings with a wise investment? If you answered yes, then you may want to consider a Share Certificate through Santa Clara County Federal Credit Union. This term-savings account typically provides a higher yield as compared to a "traditional" savings account. Understanding how a Share Certificate works can help determine if this is a right option you.

How a Share Certificate works

There are many benefits to refinancing when the time is right. Perhaps the greatest advantage is that of saving money over the

A Share Certificate is a term account; you deposit a set amount for a specific time frame and receive a higher rate of return that is usually greater than a traditional savings account.  Terms can range from a few months to a few years. If the funds are withdrawn before the maturity date of the term, you may be charged a penalty. Check with your financial institution regarding penalties and fees.

Why open a Share Certificate?

A Share Certificate is a smart choice if you're looking to invest your money for a certain period of time.  At County Federal, you can open a Share Certificate with a low minimum deposit and a term that is comfortable for you. Contact us today for more information and to open an account that is right for you.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
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