Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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Notice: Our Gilroy branch is currently experiencing intermittent connectivity issues. Thank you for your patience as we work diligently to resolve this issue.
System Maintenance: On Thursday, February 15th, we’ll be performing a scheduled maintenance starting at 10 p.m. PST and ending at 2 a.m. PST on Friday, February 16th. During this time, Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
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All County Federal offices and branches will be closed on May 27th, in observance of Memorial Day.
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Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.

Moving Up

Moving Up

You’re not a kid anymore and you don’t want to be treated like one. You’re busy dealing with new challenges. You’re making the big decisions about your career, your ride, your home…your life. And you need financial options that are flexible enough to keep up with your active lifestyle.

We want to help you transition into the next stage of your life. You’re going to need some guidance along the way from someone you can trust. MOVING UP does just that, it helps you move up in life.

Magical Checking Account?

First, there is no such thing as a magical checking account! But our Rewards Checking is free and simple to maintain. With all of life’s complexities, we think free and simple is a good thing. No monthly service fee and no direct deposit requirement; plus the added convenience of a free Visa Check Card™ without any usage fees.

Rewards Checking gives you unlimited use of the CO-OP ATM Network (including participating 7-Eleven® and Costco® Stores) and Point Of Sale, you’ll get four free monthly transactions at other financial institutions’ ATMs*.

* Other Financial Institutions’ fees may apply.

Whenever…Wherever & Free!

Our Online Banking service keeps you connected to your finances 24/7. Just like our Rewards Checking, it’s free, along with our Bill Pay service. Now you access your account and pay bills any time from your PC or Tablet.

Online Banking includes a number of benefits that are absolutely free:

  • eStatements – Save a tree and get your statements via email.
  • Bill Pay* – Save a stamp, and pay your bills electronically.
  • Mobile Banking – Banking on your smart phone, what could be easier?
  • Mobile Check Deposit - Save gas, take a picture of your check and your deposit is done. Say Cheese!

Sooner or Later you’re going to need a Loan

No one likes to be in debt, but sooner or later you’re going to need a loan; especially if you want to become a home owner. Lets talk about the instances in your life where you’ll need a loan.

We already mentioned the first one; home ownership. Everyone dreams of having a place you can call your own. You’re going to need to save some money for the down payment, but we can help you with the rest.

People don’t often think of their credit union for mortgage loans, but we have some great Mortgage Loan Programs if we do say so ourselves! We won’t bore you with the details by listing every one of them. Simply call to speak to a Real Estate Specialist at (408) 282-0742; we promise they won’t pressure you or try to sell you something you don’t need. We’re here to help you.

An Auto Loan is almost a fact of life. You need a car to get to work and back, and unless you live in New York City, you need a car just to get around in general. We’ll get you into the lowest rate loan you qualify for, and set you up with payments that work with your budget.

Our Car Buying Services can even help you shop for the vehicle at no extra costs so you’ll never have to step foot into a dealership. We’ll help get you the lowest price, and we can even handle trading in your old vehicle. It doesn’t get much easier than that.

Maybe you’ve racked up a few high interest rate credit card bills, it’s easy to do, especially around the holiday. We have a Personal Loan that you can use for debt consolidation or for whatever reason you need the money.

Whether you are buying a higher priced item that you might want to pay for over a few months or just simply renting a car, our Visa Credit Cards let you use credit when you need it, and earn rewards with no annual fee. A credit card provides you additional flexibility and options regarding your finances.

Savings for a Rainy Day!

Your parents always said save for a rainy day, and they were right. Building up a savings is important and can come in real handy if an emergency were to ever occur. Start putting away what you can afford. Use automatic payroll deposit to build your savings.

We have a number of savings accounts from Money Market to short and long-term Term Certificates. We also offer IRA accounts and special savings account to help you save for the holidays or a vacation.

Managing Your Financial Life….

Let us help you organize your finances with our My Spending tool. View and manage all of your financial accounts (checking, savings, credit cards, loans, investments) in one place – even if you’re on the go.

My Spending lets you automatically categorize and track spending from all of your accounts at any institution. Sign up today and you’ll have the ability to:

  • Track expenses
  • Create budgets
  • Manage debt
  • Create useful spending reports

You can access My Spending from your personal computer or your mobile phone.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury