Temporary Branch Closure - Wednesday, June 22 - 70 West Hedding Branch is closed today. We appreciate your understanding.
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Phone Banking System Maintenance: On Tuesday, May 31st, we’ll be performing scheduled maintenance for approximately 30 minutes, starting at 10:00 p.m. PDT and ending at 10:30 p.m. PDT. During this time, you won’t be able to access your account information over the phone. Online Banking Services will still be available. Thank you for your patience as we update our systems to better serve you.
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Notice: Due to an outage, Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
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All County Federal offices and branches will be closed on July 4th, in observance of the Independence holiday.
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Protect Your Information! Be Aware: County Federal will never call or text to ask for your online banking credentials, password, or debit card number or pin code.
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What is the Difference Between Banks and Credit Unions?

building with label of bank

What is the Difference Between Banks and Credit Unions?

So, what’s the real difference between a bank and a credit union?

Let’s start with ownership.

A bank is owned by shareholders.

A credit union is owned…by its members!

This means a bank must turn higher profits to satisfy the shareholder demand for income. They tend to have higher and more fees, and they also charge more interest on loans as a result. Credit unions, on the other hand, can keep things affordable for their members.

It also means big decisions for banks are often made by outsiders, while credit union members have a say in how the institution is run.

In a credit union, membership means ownership. And that means more money in your pocket and more focus on serving your financial needs!

Content Source: CUContent

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
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