Notice: We are currently experiencing intermittent connectivity issues.  Online Banking and Mobile Banking are currently unavailable. Thank you for your patience as we work diligently to resolve this issue.
Notice: Campbell Branch is currently closed due to building maintenance. We apologize for the inconvenience and appreciate your understanding.
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System Maintenance: On Thursday, February 15th, we’ll be performing a scheduled maintenance starting at 10 p.m. PST and ending at 2 a.m. PST on Friday, February 16th. During this time, Phone Banking will not be available. Thank you for your patience as we update our systems to better serve you.
We’re experiencing technical difficulties with our phone system. We apologize for the inconvenience.
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All County Federal offices and branches will be closed on April 1st, in observance of Cesar Chavez Day.
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Alert: Don’t be misled. County Federal will never call, email or text you to ask for information. Questions? Dial us directly at 800-282-6212 - we’re happy to help.
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Are you impacted by the severe weather? Contact us today to apply for our Emergency Relief Loan.
  • Limited Time Offer!
  • Upgrade Your Car for the Entire Family
  • Give Your Home a Makeover with a HELOC
  • Better Banking Designed for You
  • Drive Anywhere Under the Sun with a New Rate
  • Back to School Backpack Drive - Donate Now
  • Upcoming May Webinars
  • Limited Time Offer!
  • Upgrade Your Car for the Entire Family
  • Give Your Home a Makeover with a HELOC
  • Better Banking Designed for You
  • Start a New Chapter with Homeownership
  • Drive Anywhere Under the Sun with a New Rate
  • Back to School Backpack Drive - Donate Now
  • Upcoming May Webinars

Online Banking

Take Your Savings Plan to New Heights

Lift up your earning potential. Earn a fixed rate of 5.25% APY* when you transfer new money to open an 11-Month Certificate.

*Eligibility requirements and additional terms apply.

See Limited Time Offer

With a Upgrade Your Car for the Entire Family

Whether your family is growing or your kids are off to soccer practice, you need a car that fits all your family's needs. With a County Federal Auto loan, you could get the car you need at a great rate.

Learn More

Give Your Home a Makeover with a HELOC

County Federal Home Equity Line of Credit (HELOC) or a Fixed-Rate Home Equity Loan, you could potentially increase your home's value with projects such as updating your kitchen cabinets, installing fresh flooring, or improving landscaping.

Learn More

2023 Community Impact Report

We are thrilled to present our 2023 Community Impact Report, highlighting our community engagement, advocacy efforts, and philanthropic contributions.

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Mobile Banking

When Budgets Are Tight, Look to Free Checking

No complex programs, just one checking account that makes managing your finances easy!

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family gathering

Good Gravy!

Refer a friend to become a County Federal Member and receive $25; the new member will receive $25* too! *Eligibility and terms apply.

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Answering Your Questions

Santa Clara County Federal Credit Union wins MemberXP 2022 Best of the Best Award

The coveted Best of the Best award is given annually to credit unions that consistently provide exceptional service, as reported by their own members. Only the highest-performing credit unions using the MemberXP platform are given this honor. 

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Best of the Best Award Winner - MemberXP Best Loan Experience
Since 1950

The County Federal Story

Santa Clara County Federal Credit Union – County Federal for short – was founded on May 8, 1950 by seven county employees with a vision and $103. Our Credit Union was originally chartered in the state of California under the name Santa Clara County Employees Credit Union. They each volunteered their time to foster a common dream. Now, County Federal not only serves Santa Clara County employees but San Benito County, many cities within Santa Clara County, Santa Clara County Office of Education, Valley Medical Center and many other companies affiliated with the county.

Community Outreach

Through our continued support of this family of organizations, County Federal has been able to develop various outreach programs to benefit those in our community. We have helped many young members reach their educational goals through our scholarship program. We also dedicate time and money to various non-profit organizations within our field of membership. At County Federal, you’ll know right away that you aren’t just a customer, you’re a member. And that means preferred rates, a comprehensive line of products and services — and the kind of personal service that builds Relationships for Life.

County Federal Cares
CDFI

County Federal, A Community Development Financial Institution

Santa Clara County Federal Credit Union is certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury.

CDFIs are banks and credit unions with a history of creating opportunities and access to financial services while providing capital in low-income, disadvantaged communities. Obtaining CDFI certification is the latest step in County Federal’s ongoing commitment to meet the needs of underserved communities.

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Today our mission is much the same as it was in 1950 - to know and satisfy the needs of its members and create a relationship for life!
CU entrance

Latest News & Events

Download Solutions Newsletter

Spring Solutions Newsletter

Get the latest product updates and news from the County Federal Spring Solutions Newsletter.
Download Newsletter
Backpack Drive

The Back-to-School Drive

We support the children in our local community by providing backpacks filled with school supplies for students living in poverty.
Donate Now
kitchen

What Kind of Home Improvement Projects Will Add Value to My Home?

Renovating your home with an eye toward its future value can help you recoup the costs of the project and more.
Read Article
Blog Article About Spoofing Scams

All You Need to Know About Spoofing Scams

Spoofing is the criminal act of disguising a communication from an unknown source to appear as if it’s being sent from a trusted and known contact.
Read Article
NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
Certified - CDFI - US Department of the Treasury
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